This could be a pivotal year for you in the area of personal relationships. If married there is a threat of a breakdown; if single there's a possibility of a commitment. In either case there are strong indications for a radical change in your present status. Inasmuch as you find any rapid change to be threatening this can be a period of high stress and nervous tension for you. Although you naturally tend to withdraw to escape stressful situations, in this case you should take the bull by the horns, make a firm decision and take action one way or the other. This is a decision which could well determine the direction of your entire future. You could easily slip into a period of depression. Your close friends and relatives are aware of your personal problems and are ready and willing to help if you show them any sign of requesting assistance. Don't add strain to the situation by spending time with superficial acquaintances. On the financial side you have been making steady progress and have practiced proper restraint with spending. Keep on this track as you will need a strong credit-rating for major purchases in the not-too-distant future. The excessive use of credit cards would be a major mistake at this stage of the game.